Participating banks suggested that government should simplify GST framework and lower GST rates to enhance tax compliance. A total of 23 banks, including public sector, private sector, foreign and small finance banks, representing over 67 per cent of the banking industry, participated in the survey.More than half of the bankers have reported reduction in bad loans, and sought capital infusion in public sector lenders as well as steps to address stress in the NBFC segment, a survey by industry body Ficci said on Tuesday.The participating banks in the survey, conducted during January to June 2019, also suggested that government should simplify GST framework and lower GST rates to enhance tax compliance.While releasing the ninth round of the Ficci-IBA survey, the chamber said some of the key sectors that are expected to see higher credit in the next six months as identified by participating bankers are infrastructure, metals, real estate, automobile and auto components, pharmaceuticals and food processing.
A total of 23 banks, including public sector, private sector, foreign and small finance banks, representing over 67 per cent of the banking industry, participated in the survey."For the financial sector, participating bankers were of the opinion that there should be capital infusion in public sector banks (PSBs) and measures should be taken to address the stress in the NBFC sector," the survey said.These responses, Ficci said, were received just before the release of the Union Budget 2019-20 and in-fact, the Budget did lay a special emphasis on the banking and financial sector, Rubber Products including capital infusion of Rs 70,000 crore into public sector banks.There was also a proposal to provide one time six months' partial credit guarantee to PSBs for first loss of up to 10 per cent for purchase of high-rated pooled assets of financially sound NBFCs."These measures should help in addressing the liquidity constraint and ensure greater lending to support growth," Ficci added.As per the survey, the proportion of respondent banks citing a reduction in NPAs stood at 52 per cent as against 43 per cent in the previous round.Among the PSBs, about 55 per cent of them cited a reduction in non-performing asset (NPA) levels."Amongst the respondents stating infrastructure as high NPA sector, about 63 per cent have reported a decline in NPA in this sector during the last six months," the survey said.
Likewise, 57 per cent of respondents, citing engineering goods as high NPA segment, have mentioned a reduction in NPA levels.About 92 per cent of those considering metals/iron and steel as high NPA space have indicated a decline in NPAs over the last six months.Last month, Finance Minister Nirmala Sitharaman had informed Parliament that total bad loans of commercial banks declined by Rs 1.02 lakh crore to Rs 9.34 lakh crore in the 2018-19 fiscal on the back of steps taken by the government.Ficci survey also found that 48 per cent of respondent banks reported tightening of credit standards for large enterprises as against 64 per cent in the last round, indicating improvement in funding.Further, credit standards have remained the same for 48 per cent of the respondents as against 36 per cent in the last round.According to the survey, infrastructure, textiles, chemicals cement, food processing, real estate, automobile and auto components, metals, rubber/ plastics products and pharmaceuticals are witnessing a rise in long term credit.On top priorities for the government, majority of respondent banks believed that addressing agricultural distress should be one of the top priorities.They empahsised on undertaking reforms in the agriculture sector that aim at enhancing long-term productivity gains, Ficci said.Labour law reforms, public investment in infrastructure and affordable housing, and lowering of GST rates to enhance tax compliance should be other priorities of the government, according to the banks.The survey further said majority of the banks were of the view that establishment of development finance institution (DFI) will help in boosting the flow of credit to infrastructure sector and addressing the asset-liability problem faced by banks."Bankers were also of the view that source of funds will be an important factor in success of such DFIs," it said.Participating banks also suggested raising long-term finance from infra-bonds, equity, and budgetary allocation from government.
Schools asked to penalise tobacco product sellers The Centre had enacted the COTPA in 2003 to prohibit smoking in public places. The heads of the institutions have also been directed to put up “no smoking area” signages near the entrance and within 100 yards of its periphery.The West Bengal government has instructed all the educational institutions in the state to impose penalty up to Rs 200 on any individual selling tobacco products within or 100 yards away from its premises.In a directive issued last week, the state’s education department empowered headmasters of schools and principals of colleges to impose a fine of up to Rs 200 on people indulging in such acts.“
We have sent a circular to all schools and colleges in the state and requested the heads of the institutions to impose fine on anyone violating the Supreme Court order in 2008,” state education minister Partha Chatterjee said on Monday.The educational institutions have also been directed to submit an undertaking to the inspectors to declare it tobacco-free, the minister said.“We want the heads of the educational institutions to ensure that nobody is smoking or chewing tobacco or tobacco products Automobile Tubing Suppliers inside the premises. Not only this, they must ensure that there is no evidence of cigarette or bidi butts, tobacco sachets or spitting marks there,” Chatterjee said.The heads of the institutions have also been directed to put up “no smoking area” signages near the entrance and within 100 yards of its periphery.In its communication, the department has also banned smoking or lighting smokeless cigarettes inside hostels and canteens run by the institutions, a senior officer said adding, the direction also holds true for private institutions.A recent study had revealed that several shops were selling tobacco products within yards of reputed schools and colleges in Kolkata in violation of the Cigarettes & Other Tobacco Products Act (COTPA).
The study, conducted by an NGO “Sambandh Health Foundation” last month, surveyed 25 educational institutions (21 schools and four colleges) in the city and found 17 (68 per cent) were having such shops in nearby areas.The Centre had enacted the COTPA in 2003 to prohibit smoking in public places (Section 4) and sale of cigarette or any other tobacco products to anyone below 18 years of age and in an area within a radius of 100 yards of any educational institution (Section 6).
The co-operative has also recently tied up with the government and lenders, under the Pradhan Mantri Mudra Yojana. GCMMF, however, registered only 8 per cent increase in turnover to Rs 29,220 crore in financial year 2017-2018, owing to a decline in commodity prices."Branded consumer products have registered a growth of 14 per cent in the last financial year, with products such as cheese, butter, milk beverages, paneer, cream, buttermilk and dahi having grown at 20-40 per cent," Sodhi said. Dairy co-operative Amul is aiming to grow at 20 per cent this financial year, to touch a group turnover of close to Rs 50,000 crore.."
The scheme will help rural entrepreneurs immensely, to upgrade their facilities and will also help distributors and transporters.The co-operative has also recently tied up with the government and lenders, under the Pradhan Mantri Mudra Yojana, to procure easy loans for its farmer partners. The growing demand will help us see a good growth this year," he added.Dairy co-operative Amul is aiming to grow at 20 per cent this financial year, to touch a group turnover of close to Rs 50,000 crore, on the back of growing consumer portfolio, premiumisation and rising demand, a top company official said.
The consumer product portfolio has been growing at nearly 15 per cent on a volume basis, Sodhi pointed out, which has helped the performance of the Amul&China Rubber Products Manufacturers39;s branded products, despite lower commodity prices."We are launching several consumer products, and are also premiumising our offerings."The # Amul brand, which clocked a turnover of over Rs 40,000 crore last financial year, will grow at 20 per cent this year," RS Sodhi, the managing director of Gujarat Co-operative Milk Marketing Federation (GCMMF), which markets milk and milk products under the Amul brand, told PTI here. It will enhance the overall employment opportunities in rural India," Sodhi said.The Amul brand includes the 18 member dairies of the Gujarat Co-operative Milk Marketing Federation (GCMMF).The 18 member unions of GCMMF has a farmer strength of more than 36 lakh across 18,700 villages of Gujarat, and is procuring on an average 211 lakhs litres of milk per day which is 20 per cent higher than the previous year
The co-operative has also recently tied up with the government and lenders, under the Pradhan Mantri Mudra Yojana. GCMMF, however, registered only 8 per cent increase in turnover to Rs 29,220 crore in financial year 2017-2018, owing to a decline in commodity prices."Branded consumer products have registered a growth of 14 per cent in the last financial year, with products such as cheese, butter, milk beverages, paneer, cream, buttermilk and dahi having grown at 20-40 per cent," Sodhi said. Dairy co-operative Amul is aiming to grow at 20 per cent this financial year, to touch a group turnover of close to Rs 50,000 crore.."
The scheme will help rural entrepreneurs immensely, to upgrade their facilities and will also help distributors and transporters.The co-operative has also recently tied up with the government and lenders, under the Pradhan Mantri Mudra Yojana, to procure easy loans for its farmer partners. The growing demand will help us see a good growth this year," he added.Dairy co-operative Amul is aiming to grow at 20 per cent this financial year, to touch a group turnover of close to Rs 50,000 crore, on the back of growing consumer portfolio, premiumisation and rising demand, a top company official said.
The consumer product portfolio has been growing at nearly 15 per cent on a volume basis, Sodhi pointed out, which has helped the performance of the Amul&China Rubber Products Manufacturers39;s branded products, despite lower commodity prices."We are launching several consumer products, and are also premiumising our offerings."The # Amul brand, which clocked a turnover of over Rs 40,000 crore last financial year, will grow at 20 per cent this year," RS Sodhi, the managing director of Gujarat Co-operative Milk Marketing Federation (GCMMF), which markets milk and milk products under the Amul brand, told PTI here. It will enhance the overall employment opportunities in rural India," Sodhi said.The Amul brand includes the 18 member dairies of the Gujarat Co-operative Milk Marketing Federation (GCMMF).The 18 member unions of GCMMF has a farmer strength of more than 36 lakh across 18,700 villages of Gujarat, and is procuring on an average 211 lakhs litres of milk per day which is 20 per cent higher than the previous year
The co-operative has also recently tied up with the government and lenders, under the Pradhan Mantri Mudra Yojana. GCMMF, however, registered only 8 per cent increase in turnover to Rs 29,220 crore in financial year 2017-2018, owing to a decline in commodity prices."Branded consumer products have registered a growth of 14 per cent in the last financial year, with products such as cheese, butter, milk beverages, paneer, cream, buttermilk and dahi having grown at 20-40 per cent," Sodhi said. Dairy co-operative Amul is aiming to grow at 20 per cent this financial year, to touch a group turnover of close to Rs 50,000 crore.."
The scheme will help rural entrepreneurs immensely, to upgrade their facilities and will also help distributors and transporters.The co-operative has also recently tied up with the government and lenders, under the Pradhan Mantri Mudra Yojana, to procure easy loans for its farmer partners. The growing demand will help us see a good growth this year," he added.Dairy co-operative Amul is aiming to grow at 20 per cent this financial year, to touch a group turnover of close to Rs 50,000 crore, on the back of growing consumer portfolio, premiumisation and rising demand, a top company official said.
The consumer product portfolio has been growing at nearly 15 per cent on a volume basis, Sodhi pointed out, which has helped the performance of the Amul&China Rubber Products Manufacturers39;s branded products, despite lower commodity prices."We are launching several consumer products, and are also premiumising our offerings."The # Amul brand, which clocked a turnover of over Rs 40,000 crore last financial year, will grow at 20 per cent this year," RS Sodhi, the managing director of Gujarat Co-operative Milk Marketing Federation (GCMMF), which markets milk and milk products under the Amul brand, told PTI here. It will enhance the overall employment opportunities in rural India," Sodhi said.The Amul brand includes the 18 member dairies of the Gujarat Co-operative Milk Marketing Federation (GCMMF).The 18 member unions of GCMMF has a farmer strength of more than 36 lakh across 18,700 villages of Gujarat, and is procuring on an average 211 lakhs litres of milk per day which is 20 per cent higher than the previous year
Truth be told this is a fun speaker that performs pretty strongly and it will appease most people. Surprisingly, these speakers pack quite a punch.The Claw A2, as mentioned earlier, is designed to look like a retro TV, albeit a tiny miniature version of a TV that was popular in the 60s and 70s. Fast charging would have been appreciated here. The brand has designed it to look like a retro TV complete with the chrome accents and the bunny ear antennas. What you get here is a great speaker that is meant for casual listening for alone-time music listening or to entertain a group of few friends on a trip away.We tested these speakers with popular genres including pop, hip-hop and EDM and each track was handled well.
The speaker is purely meant to serve alongside your bedside table or on your office / study desk when you want to have some pleasing music or wanna quickly run through some YouTube / Facebook videos. While we found this to be accurate, what actually concerns was that the 1000mAh battery takes a whole 3 hours to top up. Also, the Claw A2 can be used as a laptop or tablet companion as it can offer a much better audio experience than what most those speakers can offer. The Claw A2 available in three colour options — Black, White and Blue; with each of them having its own charm. But, it has to be said that it’s not audiophile-grade and neither is it pretending to Automobile Tubing Suppliers be.
The speaker hosts a 3W driver which is pretty loud for such a tiny size. The A2 is an ideal speaker for anyone who wants a novelty device and as a deskmate. Sporting Bluetooth v4. The televisions at the time were able to display colours in just Black and White and it appears that the brand aims to mimic this design by adding silver accents on the speaker grille up front. Either way, this a great speaker that will definitely win over everyone who sees it. The speaker which is the size of a paperweight, is made predominantly out of plastic with the multifunction button and a rubber flap for the USB charging port.2, the range of the Claw A2 is pretty impressive as it can be as far as 10 metres from the source without loss of signal. The Claw A2 is designed to look like a retro TV.The price of the Claw A2 is listed at Rs 1,290, but its available online for just Rs 990. Most of those who appreciated the speaker said that it was "cute" and how and where could they purchase it.Like televisions of the time that came with very few buttons, the Claw A2 too has just a single multifunction button, on the right, for power and play/pause tracks, as well as answer/reject calls.This miniature speaker designed like an old television performs much better than expected.
However, at max volume, some distortion was audible, but not as much that we had to dock points off it. For those of you who want a cute speaker that can actually perform what it declares, then the Claw A2 should definitely not be missed. And what’s really refreshing is that the audio quality is pretty solid especially since most novelty speakers available don’t offer either as boomy sounds or a great audio experience. Great for gifting to kids, elders, bosses and all those who appreciate novelty items. Not that the bass here is heavy, but is pretty prominent and fair.We tested this speaker with a range of iPhone handsets as well as a few Androids and the performance was consistent throughout.The battery life is decent and it’s rated at 4.Claw has recently announced the A2, a novelty speaker that looks, unlike anything that’s available seen in recent memory
EMI Card holders that can shop on Flipkart through this option. Store will include product categories like refrigerators, mobiles, TVs, washing machines etc.Additionally, the Bajaj Finserv China Silicone Rubber O-Rings Suppliers EMI Card can be used for 'No Cost EMI' shopping across its network of 25000+ outlets in 600+ cities and across 50+ categories like consumer durables, smartphones, furniture, life care services, groceries, clothes, accessories and much more. Customers shopping on Flipkart will enjoy heavy discounts, exchange offers and ease of paying. The EMI Card comes with no hidden charges, and most importantly, payment is through No Cost EMIs - which means no more exorbitant interest.
The existing EMI Card customer can transact on Flipkart without any processing fee or any down payment at No Cost EMI.The store also has newly added categories like fashion for men and women, shoes, watches, toys, kidswear, beauty and grooming products, fragrances and laptops. Bajaj Finance Ltd, the lending arm Bajaj Finserv will offer four lakh products on 'No Cost EMI' in this Flipkart Big Shopping Days. the lending arm Bajaj Finserv will offer four lakh products on 'No Cost EMI' in this Flipkart Big Shopping Days. Bajaj Finserv customers can also choose the tenure most suitable to them for repaying the amount.Customer opting for No Cost EMI can shop through Bajaj Finserv store on Flipkart.
The Flipkart's Big Shopping Days' sale starts from May 13th and will go on till May 16th. EMI card enables the consumer to buy more products and with a convenience of paying through EMIs while shopping online.Bajaj Finserv EMI cardholder shopping on Flipkart will have access to over four lakh products from 80+ categories. Customers shopping on Flipkart will enjoy heavy discounts, exchange offers and ease of paying through no cost EMI option during the sale.Additionally, customers can choose to foreclose their loan anytime without any extra charges.The Bajaj Finserv EMI Card works like a pre-approved loan.flipkart..Currently, there are over 9
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